Svetoslav Halachev.
Financial advisor. I help people make better decisions with their money.

My name is Svetoslav Halachev and for over 15 years I have been helping people manage their personal finances better – from their first investment to retirement planning.
Throughout my career I have helped over 3000 clients. Today I work with employees, entrepreneurs, families and expats living in Bulgaria who want financial security without complicated jargon.
I specialise in what expats and international clients need most:
- Life insurance
- Health insurance
- Property insurance
- Third-party liability insurance
- Business insurance
- Opening a bank account
- Loans and mortgages for buying property
- Transferring pension funds from other countries to Bulgaria
I also help with ETF portfolios and structured products for those who want to invest. Based in Sofia, I work fully online with clients across Bulgaria and internationally.
Free call to answer your questions. No commitment.
I reply within 24 hours.
Why work with me.
Independent advice
I work only with licensed insurance, pension and financial brokerage firms. My recommendation is based on your needs – not on a specific institution.
No financial jargon
I explain complex financial concepts in plain, understandable language. The goal is for you to make informed decisions.
Long-term relationship
I work with clients over the long term – not just when a product is purchased, but at every important financial step.
Fully online & flexible
All consultations are online via Zoom or Google Meet. No travel, no wasted time. Convenient from home or office, anywhere in the world.
Direct contact
The first 15 minutes are free – just to answer your questions. Real work that takes time and expertise starts only after that, at a rate I'll tell you upfront.
